Terms and Conditions of Service

Welcome to Qfinancial.co.uk and thanks for visiting us – we hope you find your visit both useful and enjoyable. By using our service, you are agreeing to be bound by all of these terms and conditions. We may change or update these terms at any time without prior notice. Your continued use of Qfinancial.co.uk means that you accept any new or modified terms. Please note that if you use or subscribe to certain products and services, you may be subject to additional terms and conditions. Please refer to those products' specific rules for guidance. By registering, you certify that all information you provide in the registration is accurate. Users may only maintain one active registration. You must have a valid email registered with us at all times. If an e-mail that we send to you should bounce for some reason, your account may be temporarily suspended until you contact us with a verifiable address.

Transfer of Information

Please note that any information you enter on our site (such as when you register or purchase something from us) may be transferred outside the European Economic Area for the purposes of processing and maintenance. By submitting your information to us, you consent to this transfer. For more information on our privacy practices, please review our Privacy Statement.

Our Content

Except as expressly provided in this Agreement, all of the content on this site is the property of Qfinancial.co.uk and is protected by UK and international copyright laws. "Content" means any information, mode of expression, or other material and services found on Qfinancial.co.uk. Our content is intended for individual, personal use only. Accordingly, you may make one copy of our content for your personal, non-commercial use, provide that any material copied remains intact and includes the following notice: "Copyright 2007 Qfinancial.co.uk. All rights reserved." Any other copying, distribution, storing or transmission of any kind, or any sort of commercial use of our content is strictly prohibited without our prior written permission.

Disclaimer of Warranties and Liability

Qfinancial.co.uk does not warrant the completeness or accuracy of the news, information, or other content found on our site.

By your use of our service, you are agreeing that you bear full responsibility for your own investment research and investment decisions. You also agree that Qfinancial.co.uk shall not be liable for any decision made or action taken by you or others based upon reliance on news, information, or any material published by Qfinancial.co.uk. Qfinancial.co.uk relies on various sources of information that we believe to be accurate and reliable. However, Qfinancial.co.uk makes no claims or representations as to the accuracy, completeness, or truth of any material contained on our website. All information provided on Qfinancial.co.uk is to be used on an "as is, with all faults" basis.

We make no promises that our content or the service itself will be delivered to you uninterrupted, secure, error-free or in a timely manner. You agree that under no circumstances shall Qfinancial.co.uk be liable for any direct, indirect, incidental or any other type of loss or injury resulting from your use, or downloading of any content on our site. This includes, but is not limited to, loss or injury caused in whole or in part by our negligence or by contingencies beyond our control in creating or delivering any portion of Qfinancial.co.uk.

Trademark Information

Qfinancial.co.uk is a trademark

General Information

If any provision in this Agreement is invalid or unenforceable, the remaining provisions will continue in full force and effect. This Agreement shall be governed by the laws of England and Wales as if the Agreement was a contract wholly entered into and wholly performed within England.

Qfinancial.co.uk and Qfinancial are trading styles of Ballma Ltd, which is authorised and regulated by the Financial Services Authority, and whose registered office is at 117 Pewterspear Green Road, Appleton, Warrington, WA4 5FR. Registered in England number 4393636. FSA number 303315